The challenge of regulatory change: UK retail conduct risk
www.huntswood.com Understanding the best way forward under the Financial Conduct Authority means keeping up with regulatory change, being proactive and understanding how the best ideas work in...
View ArticleProduct intervention 2013: not “if”, but “when”
www.huntswood.com As football’s international governing body changes offside and goal line technology rules, Martin Wheatley sits ready and waiting to use his hard fought for and controversial changes...
View ArticleThe changing face of regulation: FSA to FCA
www.huntswood.com We asked retail financial services firms their opinion about being regulated by the Financial Conduct Authority 12 months ago. The main topics of discussion: public trust, preventing...
View ArticleStep change for direct lenders
www.huntswood.com The implementation requirements of the MMR present a double whammy for direct mortgage lenders. Not only do lenders now have to reconsider their approach to affordability and review...
View ArticleThe regulator’s 2013 mystery shopping review
www.huntswood.com In February, the then Financial Services Authority (now the Financial Conduct Authority) published results of its mystery shopping review into quality of advice given in the sale of...
View ArticleCulture change: in it for the long haul?
www.huntswood.com Culture is one of the most discussed topics in financial services firms of the last 12 months. The FSA has run business risk awareness workshops emphasising influencing factors in...
View ArticleProduct intervention: where and when?
www.huntswood.com The Financial Conduct Authority did not fight this hard for its temporary product intervention powers simply to leave them in the tool box – unused. That we know. What remains unknown...
View ArticleThe adventures of the FCA: what’s changed?
www.huntswood.com Welcome to the new regulatory era. The Financial Conduct Authority (FCA) is certainly keeping its promise to be more proactive and intrusive, making its presence known across the...
View ArticleMortgage industry: open for business
www.huntswood.com 6th of November: hold the date! The Council of Mortgage Lenders’ 2013 mortgage industry conference and exhibition (MICE) is set to be another thought provoking event. With the...
View ArticleFinancial incentives and customer outcomes
www.huntswood.com This is an abridged version of Paul Scott’s speech given at the BBA Financial incentive briefing 16th April 2013. Paul Scott is the director of Advisory Services at Huntswood. In its...
View ArticleConsumer credit: the road to the FCA
www.huntswood.com A major change in consumer credit regulation is coming, affecting approximately £260 billion in outstanding credit and approximately 50,000 firms, and that is without counting bank...
View ArticleUnknown knowns: product intervention rules
www.huntswood.com Donald Rumsfeld is not often mentioned these days, but his most famous quote remains relevant for uncertain situations such as the new temporary product intervention regulation. The...
View ArticleNon-advised packaged accounts: positive customer outcomes and experience
www.huntswood.com Packaged accounts are currently under increased regulatory and media scrutiny. Firms must now: Assess customers’ eligibility for each insurance policy and inform the customer if they...
View ArticleMobile website: access Huntswood via smartphone
www.huntswood.com Huntswood is moving with the times. Join smartphone users across the financial services industry to view our newly launched mobile website. This new mobile platform comes in response...
View ArticleFinancial services execs on Twitter: are you using it?
www.huntswood.com Huntswood Twitter profile. Join us to to view retail conduct risk news and ideas.With journalists, government departments, consumer groups and even regulators active on Twitter, are...
View ArticleUK retail conduct risk newsletter: June 2013
www.huntswood.com Huntswood’s UK retail conduct risk newsletter is out today. Here are this month’s topics: Say goodbye to CMCs: a strategic approach Insurance legislation: consolidation, clarity and...
View ArticleSay goodbye to CMCs: a strategic approach
www.huntswood.com Earlier this year the government published new rules to govern the practice of claims management companies (CMCs). Coming into force this summer, the new rules will mean CMCs: must...
View ArticleInsurance legislation: consolidation, clarity and customer outcomes
www.huntswood.com It has been over a century since Parliament legislated on this aspect of insurance. Quietly on 6 April 2013, the Consumer Insurance Act 2012 came into force, consolidating insurance...
View ArticleInterest only mortgage time bomb: diffused?
www.huntswood.com What a difference a year makes. During an appearance in front of the Treasury Select Committee last year Martin Wheatley, Chief Executive of the Financial Conduct Authority (FCA),...
View ArticleStormy weather: investment suitability
www.huntswood.com You only have to glance at the priority risks in the Financial Conduct Authority’s business plan 2013-14 to know that investment suitability will attract supervision and enforcement...
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